Motorcycle Insurance in Texarkana, New Boston, and Maud, TX
Motorcycle insurance may help cover the financial impact of accidents, theft or damage. Without it, riders could face costly repairs, medical bills or legal expenses out of pocket.
What Does Motorcycle Insurance Cover?
Motorcycle insurance policies include several types of coverage that address various biking needs. Some common options include the following:
- Liability coverage may cover third-party bodily injuries and property damage following an accident you caused.
- Collision coverage may pay for repairs to your bike after crashes, regardless of fault.
- Comprehensive coverage may cover damage due to fire, vandalism and other covered events unrelated to a collision.
- Uninsured/underinsured motorist coverage may provide financial assistance if you’re hit by a driver without insurance.
- Personal injury protection may help with medical bills, lost wages and other related expenses after an accident.
- Custom parts and equipment coverage may cover damage to your motorcycle’s aftermarket accessories and modifications.
- Roadside assistance coverage may provide towing services, flat tire assistance and battery jumps if your bike breaks down.
What Are Common Exclusions?
Most motorcycle policies do not cover the following:
- Accidents from organized racing or while performing stunts
- Damage from regular use, aging or lack of maintenance
- Damage caused by unauthorized riders
- Using the motorcycle for business purposes
- Intentional damage or illegal acts
Secure a Policy Today
Ashley Taylor Insurance understands the insurance requirements of Texas bikers and can help you secure appropriate coverage. Contact us today to get a custom quote.